Lease & Finance Programs

Purchase Programs

PURCHASE PROGRAMS

MAKE A MINI YOURS.
Name it. Stripe it. Trick it. Shiny-mamma-mud-flap it. Do whatever to it. It’s a member of your family. And when you’ve made all your payments, you become the outright owner. So when the times comes you can bronze it, sell it, or trade it for a new one.

 CONTACT A DEALER

WAYS TO PURCHASE

RETAIL FINANCING

When you buy your MINI (as opposed to leasing), there's no restriction on the number of miles or years you and your MINI can spend together. And if you're like most of our Owners, you'll find your spirited new MINI quickly becomes a well-loved member of the family. 

So simply let us know which MINI you've eyeing, and we'll give you a range of flexible financing plans to help you take it home. We offer multiple options that will help you customize your purchase to your exact financing needs including low competitive rates. Just talk to your MINI Dealer for more details.

 FIND A DEALER

SELECT FINANCING

Want to own your MINI but make low monthly payments like a lease? The unique and flexible MINI Select program may be for you. Similar to a lease, you make low monthly payments for a time period that you establish up front.  At the end of that term a balloon payment is due and you’ll have two choices:

  1. Refinance the balloon payment amount with BMW Bank.
  2. Complete your purchase by making the balloon payment.
     

ADVANTAGES OF SELECT FINANCING:

  • Lower payments for more MINI.
  • Flexibility: make lower monthly payments for a set term, like a lease,
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OWNERSCHOICE

Get the best of both worlds by combining the lower monthly payments of leasing with the security of ownership. Our MINI OwnersChoice program is a unique, flexible option for Texas and Illinois residents.** Similar to a lease, you make low monthly payments for a time period that you establish up front.  At the end of that term, a balloon payment is due and you have three options:

  1. Sell your MINI back to us at a predetermined price and perhaps finance a new one. (There are mileage, wear and tear and a disposition fee for OwnersChoice.)
  2. Refinance the balloon payment amount with BMW Bank.
  3. Complete your purchase by making the balloon payment.
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THE COLLEGE GRAD PROGRAM

If you’re a recent college grad, you could save $500 on a new MINI or a MINI NEXT Certified Pre-owned MINI with our College Graduate Program. Check out the details to see if you qualify, and you could be motoring in your very own MINI for less than you think.

 APPLY FOR FINANCING

DISCOUNTS FOR MILITARY VETERANS

FOR USAA MEMBERS

To show our appreciation for U.S. military veterans, eligible USAA members can save up to $1,000 on a new MINI. Discounts vary by model and can be combined with some other offers, so please contact your MINI Dealer or Motoring Advisor for full details.

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SPECIAL OFFERS

Between special lease and finance rates, ongoing discount programs for college grads and USAA members, and our wide range of financing options, there are a multitude of ways to get behind the wheel without breaking the bank. 

 SEE ALL SPECIAL OFFERS