Bird’s-eye view of people unpacking their MINI Countryman S ALL4.

FINANCIAL SERVICES OVERVIEW

ALL IN.
SIMPLY SMART.

Explore our custom finance programs, flexible leasing options, and comprehensive protection plans, all at your fingertips. All for your drive, all in one place.

European Model Shown.

QUICK LINkS

TAKE A SHORTCUT.

EASYOWN

MAKING IT YOURS,
MADE EASY. 

Formerly Flipped Financing, EasyOwn makes the journey to jumping into your dream MINI more accessible, intuitive, and empowering than ever—whether you’re leasing or purchasing. 

Two passengers driving a MINI from the view of the backseat.

Trust the rate you see

All treats, no tricks—you get the rate you see advertised, no questions asked.

Take the pressure off

Our no hassle, zero pressure approach to financing ensures you make only the best and most informed decisions for you.

Skip to the good part

With our expert teams there every step of the way, you’ll spend less time in the financing office and more time on the road.

Lease vs. finance

TO LEASE OR TO FINANCE?

Explore the benefits of both options and find the perfect fit for you.

Three people talk in a MINI Dealership.

Leasing options to meet your needs

Leasing offers maximum flexibility—adjust your mileage, switch to a different MINI, or even buy the one you're driving if it's a match that's meant to be.

A man smiles while driving his MINI.

Own a MINI on your terms

Purchase your MINI with our flexible financing plans or take advantage of lower monthly payments with MINI Select, OwnersChoice, and more.

Lease offers

A MINI Cooper 2 Door and MINI Countryman S ALL4 parked next to each other against an orange wall.

SPECIAL 39-MONTH
LEASE OFFER

Take advantage of our limited-time offer for the driven. Get into a new MINI with a low monthly payment.

KICK START THE ADVENTURE.

Estimate a payment

Enter a few simple details in our calculator to get estimates and easily compare your available options.

Apply for financing

Submit a financing application and get one step closer to finding the best path towards MINI ownership.

Explore special offers

Learn more about what special leasing and financing offers are currently available and select your next MINI.

Auto insurance for your new MINI

Simply enter a few details to get a personalized quote and compare plans from a number of trusted providers.

PROTECTION & INSURANCE

keep your mini
in mint condition.

A group of friends look out into the distance by their parked MINI Countryman S ALL4.

From comprehensive Protection Products to extended service coverage, we have what you need to ensure your MINI is covered for miles to come.

Extended Coverage

Vehicle Service Contracts (VSC) extend the warranty on your MINI, including high-mileage, all-electric and Certified Pre-Owned.

Protection Plans

Lease End Protection and GAP coverage help protect against unexpected expenses down the road so you can cruise with confidence.

Additional Coverage

Keep your MINI looking shiny and new with Tire & Wheel, Key, Dent, Windshield and All Surface Interior and Exterior protection.

The MINI Card against a sunset.

THE MINI CARD

Put the power of
mini in your WALLET.

Turn points into perks, payments, priceless memories, and more.

PROGRAMS & INCENTIVES

UNIQUE PROGRAMS 

FOR UNIQUE DRIVERS.

A parent and child smile towards each other while on the computer.

Everyone should get to have fun in a MINI. We have the programs to make that happen.

FAQs

Cropped side view of the rear of a MINI.

FREQUENTLY ASKED QUESTIONS

Is MINI Financial Services the same as BMW Financial Services?

How does MINI Financial Services work?

How do I check my MINI Financial Services balance?

When will I receive my monthly Account Statements?

How are my payments applied?

Can I make a payment with my debit or credit card?

Does MINI Financial Services have a grace period?

What happens when I make payments greater than my regular scheduled monthly payment?

How are payment credits applied?

PRIVACYPlease click here for the MINI Financial Services Privacy Statement (including state specific privacy statements) or call us at 844-426-9774.

© 2025 MINI Financial Services, a division of BMW Financial Services NA, LLC. The MINI wordmark and logo are trademarks of BMW AG. BMW Financial Services NA, LLC, NMLS #2738. IL Consumers: Sales Finance Licenses