LEASE PROGRAMS

THE MINI YOU WANT. WHEN YOU WANT IT.

So MINI choices. Explore flexible leasing options designed to get you into the MINI of your dreams.

MINI FINANCIAL SERVICES

LEASING MADE TO MEET YOUR NEEDS

With MINI Financial Services, you can customize a lease based on your unique driving needs – choosing term lengths, mileage, and more with low monthly payments.  

A woman in a white shirt buckling up in her blue MINI convertible.

The Motoring Lease

Want to drive your MINI 5,000 miles? What about 50,000, or 100,000? The Motoring Lease might be the perfect fit. Decide upfront how many miles you'll need for the life of your lease, and we'll come up with a leasing plan that fits your unique needs.

Two people happily leaving their parked lime green MINI in a fun urban location.

The Traditional Lease

A set number of miles and easy options to switch your MINI at the end of the lease term. You can also explore individual ways to structure your lease so that it's the perfect fit for you.

PRE-PAY LEASE PROGRAM

PRE-PAY AND TAKE OFF.

A flexible alternative to traditional lease or cash purchase, the Pre-Pay Lease Program offers the opportunity to pay your entire lease upfront. If you opt for a Pre-Pay Lease, you’ll make a lower one-time payment that makes the total amount paid less than that of a traditional lease. Plus, Pre-Pay leasing includes Guaranteed Auto Protection (GAP) coverage in the event of unforeseen circumstances, providing even more peace of mind.    

A blue MINI moving down an city street on a sunny day.

MULTIPLE SECURITY DEPOSITS

AS LOW AS YOU CAN GO.

If you're looking to keep your lease payments as low as possible, you have the option to put down up to seven security deposits on a new lease or transfer the balance from an existing lease at lease end.

MILEAGE ADJUSTMENT PROGRAM

FOCUS ON THE FUN, NOT YOUR MILES.

With the Mileage Adjustment Program (MAP), you can purchase additional miles at a discounted rate, right up until the day before you turn in your vehicle.
Need to purchase extra miles? Call 800-959-4269.   

Bird’s-eye view of the MINI Cooper S Convertible driving over a bridge with the top down.
A MINI driving up a hill in an adventurous natural setting.

LEASE EXTENSIONS

NOT READY TO PART WAYS WITH YOUR MINI?

You may have options to extend your lease. Contact us today at 1-866-MINI-4-ME (1-866-646-4463) to see how you can hold onto your MINI longer.  

VEHICLE RETURN

GUIDANCE FOR VEHICLE RETURN.

As you near completion of your lease, we’ve made it easy to get the information you need. Visit our Vehicle Return page to learn how to turn in your current MINI and get on the road to your next one.

A red MINI parked on a city street.

WAIVED DISPOSITION FEES

LEASE YOUR NEXT MINI WITH US AND SAVE.

If you choose to lease your next MINI through MINI Financial Services, we'll waive your disposition fee at the end of your current lease term.  

Want to check out all the MINIs available, or have additional questions? Reach out to your local MINI Dealer for more lease option information and answers to any other questions you might have.

LEASE PROGRAMS FAQS

FREQUENTLY ASKED QUESTIONS

What are the leasing options offered by MINI?

With MINI Financial Services, you can personalize a lease around your driving needs – choosing term lengths, mileage needs, and more. Some of our lease offerings include The Motoring Lease, which allows you to decide upfront how many miles you'll need for the life of your lease to create a leasing plan that fits your unique needs, in addition to The Traditional Lease, and the Pre-Pay Lease Program. You can learn more about our different leasing options here. Decide upfront how many miles you'll need for the life of your lease, and we'll come up with a leasing plan that fits your unique needs.

What are the credit requirements to lease a MINI?

When you apply for leasing, you'll submit an application to ensure you meet current requirements. If you have questions about your eligibility or how the application process works, contact your local MINI Dealer.

Can I lease a MINI with no money down?

Yes, in certain cases you may qualify to lease a MINI without putting money down. However, most drivers prefer to make a down payment as it reduces monthly payment costs.

Are there mileage limits on a leased MINI?

Yes, your lease contract will establish a mileage limit. However, with the Mileage Adjustment Program, you can purchase additional miles at a discounted rate, right up until the day before you turn in your vehicle.

Can I extend my MINI lease?

If you aren’t quite ready to part ways with your MINI, MINI Financial Services may have options available to extend the term of your lease. Learn more here or contact us at 1-866-646- 4463 to see how you can hold onto your MINI for longer. 

Account must be within the final 30 days (with no outstanding balance), but no more than 15 days beyond the contract end date. Account may not have been previously extended more than two months.     

PRIVACYPlease click here for the MINI Financial Services Privacy Statement (including state specific privacy statements) or call us at 844-426-9774.

© 2024 MINI Financial Services, a division of BMW Financial Services NA, LLC. The MINI wordmark and logo are trademarks of BMW AG. BMW Financial Services NA, LLC, NMLS #2738. IL Consumers: Sales Finance Licenses