Bird’s-eye view of a MINI Cooper 4 Door in Sunny side Yellow.

PROTECTION PLANS

MINI MOTORING
PROTECTION
PROGRAMS.

More protection, more peace of mind. Explore our optional protection programs for additional coverage against the unexpected.

ALL SURFACE PROTECTION

KEEP THE
SHOWROOM SHINE.
The Sport Seats of a MINI.

Keep your MINI looking fresh off the lot for life. With this plan, you'll be covered for scrapes, scratches, and smears on paint and fabric surfaces—inside and out.

VEHICLE SERVICE CONTRACTS

GO BEYOND THE BASICS.

Coverage for your MINI should go above and beyond. VSC expands the coverage of your vehicle for up to 7 years, or 100,000 miles ?  , and offers options to customize the level of protection needed. Plus, MINI has unmatched quality of care as all repairs are completed with 100% Original MINI parts at an authorized repair facility. ?  

A fashionable woman looks out the window of her parked MINI Cooper 2 Door.

Platinum

Available for New, Pre-Owned, Plug-In Hybrid, Electric and Certified Pre-Owned MINIs

Platinum offers comprehensive coverage and exclusive protection offerings for all mechanical parts of your vehicle in the event of a mechanical breakdown—unless they are specifically listed as not covered in the exclusions section of the Agreement. 

Close-up of a hand interacting with the MINI Toggle Bar.

Powertrain

Available for New, Pre-Owned and High Mileage MINIs

With the addition of Powertrain, you’ll receive extensive coverage for many drivetrain components and limited coverage for many other parts.

MORE PROTECTION PLANS

Premium Protection
 for every MINI.

Add an extra dose of reassurance to every ride with our optional 
Lease-End Protection and Guaranteed Auto Protection plans.

Rear three-quarter view of a gray MINI Countryman turning on a city street.

Lease-End Protection

Designed for leased MINIs leading a busy life, this plan covers common excess wear charges—a pitted windshield, a door ding, coffee stains on the floor mat—and helps protect you from potential turn-in fees at the end of your lease.

Woman in a white suit walking past a green MINI Cooper parked in front of a building with orange and dark gray walls.

Guaranteed Auto Protection

If your MINI is ever declared a total loss due to accident, theft, or natural disaster, the last thing you want to worry about is paying off a lender. MINI Guaranteed Auto Protection (GAP) can help waive some or all of the difference between what you owe and the market value of your vehicle.

multi-coverage protection program

CUSTOMIZE YOUR COVERAGE.

Protection for your MINI comes in all shapes and sizes. With a Multi-Coverage
Protection Program, you can build a custom suite of products that fits your lifestyle.

Close-up of a MINI Cooper wheel, parked near a pink wall.

Tire & Wheel Protection

Don't let flat tires or cracked rims slow your roll—get new replacements for tires or wheels structurally damaged by road hazards. Plus, optional Cosmetic Coverage keeps your MINI looking its best with additional cosmetic wheel repair.

Close-up of a light blue MINI Cooper door and side mirror with a white roof, showing reflections on the glass and body.

Dent Protection

Keep your MINI looking factory-fresh with Dent Protection. This product offers added coverage for the removal of unsightly imperfections like door dings and minor dents— without harming your MINI's finish.

Front view of a gray MINI Countryman driving on the road with headlights on.

Windshield Protection

Keep your window to the world crystal clear with Windshield Protection. This product helps cover the cost to repair your front windshield if chipped or cracked by propelled rocks or other road debris.

Close-up of a MINI key fob with a textured keychain resting on a car’s center armrest.

Key Protection

Lost, stolen, or broken—nothing halts momentum like trouble with your keys. This plan offers more than replacement keys: if you need lockout assistance, towing, or even a ride home, we’ve got you covered.

Bird’s-eye view of a MINI parked in a parking lot.

All Theft Protection

A powerful solution to protect your MINI from both vehicle and, catalytic converter theft. The state-of-the-art Labeling System is a proactive measure that helps to safeguard your investment and give you peace of mind.

A man and woman smile down at their phones by the trunk of a parked MINI.
KEEP YOUR
MINI MOVING.

MINI Motoring Protection Programs are designed to help you stay in motion if you encounter any commotion. Chat with your MINI Dealer today for more details and to find the right plans for you.

insurance
options.

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A woman standing in front of a gray MINI Countryman, parked in a city setting with trees and brick buildings in the background.

FAQs

Side view of the rear half of the MINI Countryman S ALL4.

FREQUENTLY ASKED QUESTIONS 

What protection programs and products does MINI Financial Services offer?

Does MINI Financial Services offer Extended Coverage? How do I buy it?

How much do MINI Extended Coverage and other protection products cost?

What types of Extended Coverage / Vehicle Service Contracts (VSC) are available?

Does MINI offer any protection plans for leased vehicles?

Does MINI offer GAP insurance?

Can I create my own bundle of protection products?

Does MINI offer tire and wheel coverage? What does it cover?

Does MINI offer windshield coverage?

Does MINI offer paint repair or dent protection?

Does MINI offer lock-out assistance or key replacement?

What is All Surface Protection? What does it cover?