Side-view of a MINI Countryman S ALL4 parked in a field of wheat.

FINANCING

SO MINI WAYS

TO FINANCE.

With multiple financing options, customizable terms, and no mileage restrictions, there are so many ways to get in a MINI.

BECOME A MINI OWNER

OWN ON YOUR TERMS.

With flexible options to suit your unique lifestyle, you can opt for lower monthly payments or several other paths to MINI ownership.

A man poses with his camera while looking out at mountains, taken from the inside of a MINI.

Select Financing

MINI Select balloon financing is an affordable financing option that offers all the perks of ownership, with lower monthly payments compared to traditional financing.  ?  


At the end of your contract, your balloon balance is due. You can pay the balloon balance in full, apply to refinance the balance, or, if you have equity in your MINI, you may be able to use the trade-in value to help cover your balance. 
 

MINI SELECT FINANCING HIGHLIGHTS:
 

  • Available in most states 
  • Eligible on new, Certified Pre-Owned, or pre-owned MINI vehicles 
  • No mileage restrictions or wear and use charges
A woman inspects the trunk of her MINI.

MINI OwnersChoice

A balloon financing option is available to drivers whose vehicle is garaged in Illinois, Texas, and Georgia. It offers low monthly payments and flexibility at the end of the term.

This option allows you to pay the balloon balance in full or apply to refinance the balance at the end of the term. You may also pay off the vehicle in full. ?  

EASYOWN

FINANCING MADE FRICTIONLESS.

One rate, no hassle, all thrill—that’s the EasyOwn difference. Formerly Flipped Financing, EasyOwn takes all the friction out of financing.

A sunset silhouette of two individuals approaching their MINI with the EasyOwn Logo centered at the bottom of the image.

Trust the rate you see

All treats, no tricks—you get the rate you see advertised, no questions asked.

Consistency is key

Peace of mind is yours—know exactly what you’re what you’re paying for knowing that your rate never changes.

Skip to the good part

With our expert teams there every step of the way, you’ll spend less time in the financing office and more time on the road.

A woman smiles in the driver’s seat of her MINI.

WAIVED DISPOSITION FEES

SAVE EVEN
MORE WITH MINI.

If you choose to finance your next MINI through MINI Financial Services, we’ll waive your disposition fee at the end of your term.  

MINI INTERNATIONAL EXECUTIVE PROGRAM

YOUR STATESIDE
MINI AWAITS.

If you’re working in the U.S., you could qualify for financing on a new or Certified Pre-Owned MINI. The International Executive Program helps professionals obtain financing without an established credit file in the U.S.  

 

A woman smiles while entering her parked MINI in a city environment.

FAQs

Cropped side view of the rear of a MINI.

FREQUENTLY ASKED QUESTIONS

What financing options does MINI offer?

What is MINI Select Financing?

What are the credit requirements to finance a MINI?

What is the current MINI Finance interest rate?

Can I finance a MINI with a car loan?

Can I finance a MINI with no money down?

How long does it take MINI to process financing applications?