It only makes sense that a car with so many customizable options gives you equally flexible ways to pay. MINI Financial Services helps you find the lease option, payment plan or additional coverage program that works best so you can start motoring.

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Lease Programs

Get maximum flexibility with a lease – you can even adjust your mileage allowance during the lease period. And at the end of your lease? You can buy your MINI or pick a new one.

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Whether you opt for Traditional Financing or take advantage of programs like MINI Select, OwnersChoice and the College Grad Program, there are great options for purchasing your new or used MINI.

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Should I lease or buy?

It’s a question for the ages. And the right answer really depends on your unique situation. That’s why we’ve put together a little chart that can help you make the right decision.

Our Handy Chart


Use our payment estimator to dial-in your potential monthly payments, based on financing options, down payment and the total cost of your dream MINI.



In addition to our competitive rates, financing through MINI Financial Services can get you exclusive deals and additional incentives on that MINI you’re eyeing.

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Between limited-time offers, dealer specials and our ongoing discount programs, there's always a variety of ways you can save big on a MINI.


For Mini Owners


Schedule recurring payments, one-time payments or make tree-friendly paperless payments. Whichever best suits your style.

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Protection plans that go above and beyond, so you’re always covered.

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Motoring Insurance from Liberty Mutual is insurance designed exclusively for MINI Owners.   

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Enjoy MINI Motoring Rewards, no annual fee, and a low introductory APR on all purchases and balance transfers. Make a statement by featuring your exact MINI on the front of your card.

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The MINI Card is made by the method and system of U.S. Pat. 7,711,618. Subject to credit review and approval.

© 2018 MINI Financial Services, a division of BMW Financial Services NA, LLC. The MINI wordmark and logo are registered trademarks of BMW AG. MINI credit cards are issued by BMW Bank of North America, a wholly-owned subsidiary of BMW Financial Services NA, LLC.

Visa is a registered trademark of Visa International Service Association, and is used by BMW Bank of North America pursuant to license from Visa U.S.A. Inc.

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