Side view of a 2025 MINI Cooper S Convertible with three passengers cruising down the highway with the top down.

MINI FINANCIAL SERVICES

ALL IN.
SIMPLY SMART.

Explore our custom finance programs, flexible leasing options, and comprehensive protection plans, all at your fingertips. All for your drive, all in one place.

European Model Shown

FLIPPED FINANCING™

MINI-ING REALLY IS
THAT SIMPLE.

Available exclusively through MINI Financial Services, Flipped Financing™ provides all approved credit applicants one uniform interest rate, simplifying the process from beginning to end. Get out of the showroom and onto the road faster with Flipped Financing™ - a simplified way to get up and go.

 

LEASE VS. FINANCE

Choose an option that’s right for you.

Whether you lease or finance your MINI, we have the financial service options you need to get on the road.

Side view of a red MINI Clubman parked in front of a wood wall with a man in a gold sweater standing behind it opening the trunk, along with a child in overalls smiling and standing beside the vehicle.

Leasing Options to Meet Your Needs

Leasing offers maximum flexibility. Adjust your mileage during your lease, switch to a different MINI, or even buy the one you're driving if it's a match that's meant to be.

Side view of a MINI parked on a brick surface in front of a colorful graffiti wall and fresh fruit stand with the proprietor in the background.

Own Your MINI On Your Terms

Purchase your MINI with one of our flexible financing plans, or take advantage of lower monthly payments with MINI Select, OwnersChoice, and more.

Not sure whether to lease or finance?

Compare your options side-by-side to find the perfect fit.

 

SPECIAL 39-MONTH
LEASE OFFER

Take advantage of our limited-time offer for the driven. Get into a new MINI with a low monthly payment.

PROTECTION & INSURANCE

ENSURE YOUR MINI IS IN TIP-TOP SHAPE

Closeup view of a man in blue shirt sitting in the driver’s seat of a MINI vehicle and staring down at his lap while buckling up the seatbelt.

MINI MOTORING
PROTECTION PROGRAMS

From comprehensive Protection Products to extended service coverage, we have what you need to ensure your MINI is covered for miles to come.

  • Vehicle Service Contracts (VSC) including coverages for high-mileage, all-electric and MINI Certified Pre-Owned
  • Lease End Protection and GAP
  • Tire & Wheel, Key, Dent, Windshield and All Surface Interior and Exterior protection

 

PROGRAMS & INCENTIVES

SPECIAL PROGRAMS FOR UNIQUE DRIVERS.

Everyone should get to have fun in a MINI. We have the programs to make that happen.

A new graduate in front of her MINI in a tropical setting

COLLEGE GRADUATE

A MINI TO MATCH THE CAP AND GOWN.

A female military member in a desert landscape

MILITARY PROGRAM

POTENT PERKS FOR THOSE WHO SERVE.

Close up of MINI interior, including steering wheel and clutch

MOBILITY PROGRAM

ADAPTIVE EQUIPMENT FOR ALL WHO NEED.

Two international business executives talking near their MINI

INTERNATIONAl EXECUTIVE

BESPOKE FINANCING FOR MINI TRAVEL.

 

FINANCIAL SERVICES TOOLS

START YOUR MINI ADVENTURE.

A MINI owner getting into vehicle in a tropical setting

ESTIMATE A PAYMENT.

Estimate monthly payments and compare costs of leasing and financing with our payment estimator.

Closeup on the hands of someone applying for MINI financing

APPLY FOR FINANCING.

Get on the road faster. Explore great rates, exclusive deals and incentives from MINI Financial Services.

Two MINIs driving down a wide road in an urban setting

SPECIAL OFFERS.

Save big on a MINI with current offers and discount programs

 

MANAGE ACCOUNT

account Access, Anytime.

Make payments and more right here, or through the MINI App.

 

The MINI Card with a pink and blue sunset in the background.

MINI CARD

Put the power of
mini in your WALLET.

Turn points into priceless memories and more.

The MINI Card.

PRIVACYPlease click here for the MINI Financial Services Privacy Statement (including state specific privacy statements) or call us at 844-426-9774.

© 2024 MINI Financial Services, a division of BMW Financial Services NA, LLC. The MINI wordmark and logo are trademarks of BMW AG. BMW Financial Services NA, LLC, NMLS #2738. IL Consumers: Sales Finance Licenses