MINI MOTORING
PROTECTION PROGRAMS
These optional protection programs provide extra coverage beyond your warranty, helping ensure you're covered if the unexpected comes your way.
PLATINUM
Available for New, Pre-Owned, Plug-In Hybrid, Electric and Certified Pre-Owned MINIs
Comprehensive coverage for most major components and exclusive protection offerings.
POWERTRAIN
Available for New, Pre-Owned and High Mileage MINIs
Extensive coverage of many drivetrain components and limited coverage for many other parts.
PREMIUM PROTECTION FOR EVERY MINI
LEASE-END PROTECTION
Designed for leased MINIs leading a rich life, this plan covers common excess wear charges – a pitted windshield, a door ding, coffee stains on the floor mats – and helps protect you from potential turn-in fees at the end of your lease.
GUARANTEED AUTO PROTECTION
If your MINI is ever declared a total loss due to accident, theft, or natural disaster, the last thing you want to worry about is paying off a lender. MINI Guaranteed Auto Protection (GAP) can help waive some or all of the difference between what you owe and the market value of your vehicle, helping to provide a little extra security.
MULTI-COVERAGE PROTECTION PROGRAM
Protection for your MINI comes in all shapes and sizes. With a Multi-Coverage Protection Program, you can build a custom suite of products that fits your driving style – and your lifestyle.
TIRE & WHEEL PROTECTION
Don't let flat tires or cracked rims slow your roll – get brand new replacements for tires or wheels structurally damaged by road hazards.1 Plus, optional Cosmetic Coverage keeps your MINI looking its best with additional cosmetic wheel repair.
DENT PROTECTION
Keep your MINI looking factory-fresh with Dent Protection. This product offers added coverage for the removal of unsightly imperfections like door dings and minor dents – without harming your MINI's factory finish.
WINDSHIELD PROTECTION
Your windshield is your window to the world – help keep it clear with Windshield Protection. This product helps cover the cost to repair your front windshield if chipped or cracked by propelled rocks or other road debris.
KEY PROTECTION
Lost, stolen, or broken – nothing turns off a good time like trouble with your MINI keys. This plan means more than replacement keys: if you need lockout assistance, towing, or a ride home, you're covered.
PROTECTION PROGRAMS FAQS
FREQUENTLY ASKED QUESTIONS
What protection programs and products does MINI Financial Services offer?
MINI Financial Services offers a multitude of protection programs, including Vehicle Service Contracts, Lease-End Protection, Guaranteed Auto Protection, Tire & Wheel Protection, Dent Protection, Windshield Protection, Key Protection, All Surface Protection, and the Multi-Coverage Protection Program. You can learn more about different protection plans and products here or by contacting your local MINI dealer.
Does MINI Financial Services offer Extended Coverage? How do I buy it?
Yes, Vehicle Service Contracts (VSC) offers extended warranty coverage for all new, pre- owned, and MINI Certified vehicles. VSC expand the coverage of your vehicle for up to seven years, or 100,000 miles. All repairs are completed with 100% original MINI parts at an authorized repair facility. Drivers can select between two coverage levels: Platinum and Powertrain.
Talk to your local MINI Dealer to find coverage that's right for you and your MINI.
How much do MINI Extended Coverage and other protection products cost?
You can learn more about the cost of extended coverage and protection products by contacting your MINI Dealer. Locate your nearest dealership here to get started on finding the perfect plan for you.
What types of Extended Coverage / Vehicle Service Contracts (VSC) are available?
You can learn more about Extended Coverage and Vehicle Service Contracts here or by getting in contact with your local MINI dealership.
Does MINI offer any protection plans for leased vehicles?
Yes, Lease-End Protection provides extra peace of mind and helps drivers avoid excess wear fees at the end of their lease.
All transactions related to the optional MINI Lease-End Protection product are governed solely by the provisions of the MINI Lease-End Protection Limited Waiver Addendum (“Addendum”). This website provides general information about the MINI Lease-End Protection product and should not be solely relied upon when purchasing coverage. Please refer to the Addendum for details of terms, conditions, and specific coverage details, including limitations and exclusions. Coverage may vary by state. The lessor of MINI Lease-End Protection is Financial Service Vehicle Trust for Lease Agreements, and MINI Financial Services NA, LLC for OwnersChoice Contracts. The administrator of MINI Lease-End Protection is Safe-Guard Products International, LLC., Two Concourse Parkway, Suite 500, Atlanta, GA, 30328, 1-800-269-4559
Does MINI offer GAP insurance?
Yes, MINI offers Guaranteed Auto Protection. Guaranteed Auto Protection (GAP) offers coverage in the event of a total loss due to an accident, threat, or natural disaster. This coverage waives some or all of the difference between the assessed market value from your primary insurance provider and the remaining balance on your loan.
Please refer to your GAP waiver addendum for details. Programs vary by center/lender/state. Maximum eligibility limits and certain exclusions apply. Note that you remain responsible for any past due payments, late fees and other charges on your loan.
Can I create my own bundle of protection products?
Yes, Multi-Coverage Protection allows drivers the opportunity to design their own suite of protection production via a customized bundle.
Does MINI offer tire and wheel coverage? What does it cover?
Yes, Tire & Wheel Protection provides replacement coverage when wheels or tires are structurally damaged from road hazards, such as potholes, nails, or glass. Plus, optional Cosmetic Coverage keeps your MINI looking its best with additional cosmetic wheel repair.
Does MINI offer windshield coverage?
Yes, Windshield Protection covers the cost of repairing front windshields if chipped or cracked by rocks and other road hazards.
Does MINI offer paint repair or dent protection?
Yes, Paintless Dent Repairs provides coverage that can remove door dings and minor dents while maintaining your MINI's original factory finish.
Does MINI offer lock-out assistance or key replacement?
Yes, Key Protection provides replacement coverage and lock-out assistance if your keys are ever lost, damaged, or locked inside your vehicle. Plus, if you need lockout assistance, towing, or a ride home, you're covered.
What is All Surface Protection? What does it cover?
All Surface Protection keeps your MINI looking its best from the inside and out by protecting its paint, fabric, leather or vinyl. With this plan, you'll be covered for scrapes, scratches and smears on paint and fabric surfaces, inside and out.