A woman dressed in white linen charging up a MINI convertible at a home charging station.

COMPARE YOUR OPTIONS

SHOULD I LEASE OR
FINANCE MY MINI?

The most important factor is you. Whether you're a MINI magnate or always looking for the next upgrade, here are some things to keep in mind.

Front view of a blue MINI vehicle parked on a blank white surface with its shadow underneath it, along with a red MINI in the background in a three-quarters front view parked on a blank white surface with its shadow underneath it.

Lease

Finance

For a low monthly payment and lower overall financial commitment.

For full ownership and no restrictions on total miles or years spent together.


If you plan on keeping your MINI…

Lease.

3 years or less.

Finance.

3 years or less.


If your driving distance is...

Lease.

Under 10,000 
miles/year.

Finance.

Over 10,000 
miles/year.


If you tend to...

Lease.

Always want the next new thing.

Finance.

Fall fully in love with your car.


If you want...

Lease.

Low monthly payments

Finance.

To own your MINI after a few years.


If you accessorize and customize your car with...

Lease.

The occasional ornament hung from the rearview.

Finance.

Graphics, new rims, and a rear spoiler.


If you are most concerned about...

Lease.

When the 4-year manufacturer warranty expires.

Finance.

Lease-end inspection and paperwork.


Front view of a blue MINI vehicle parked on a blank white surface with its shadow underneath it, along with a red MINI in the background in a three-quarters front view parked on a blank white surface with its shadow underneath it.

Lease

Finance

For a low monthly payment and lower overall financial commitment.

For full ownership and no restrictions on total miles or years spent together.


If you plan on keeping your MINI…

3 years or less.

More than 3 years.


If your driving distance is…

Under 10,000 miles/year.

Over 10,000 miles/year.


If you tend to…

Always want the next new thing.

Fall fully in love with your car.


If you want...

Low monthly payments

To own your MINI after a few years.


If you accessorize and customize your car with…

The occasional ornament hung from the rearview.

Graphics, new rims, and a rear spoiler.


If you are most concerned about…

When the 4-year manufacturer warranty expires.

Lease-end inspection and paperwork.


Still not sure whether to lease or finance? Start by browsing our latest inventory or contacting your local MINI Dealer for program information and answers to all your questions.

Side view of a red MINI vehicle parked near a coastal setting with two women in jackets and white shirts standing up next to it and looking onwards on a cloudy day.

SPECIAL OFFERS

An Offer For Everyone

Take advantage of special offers across our MINI lineup and choose the option that works best for you.

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