A man smiling at his phone while leaning against his parked MINI.

COMPARE YOUR OPTIONS

TO LEASE OR FINANCE

MY MINI?

The most important factor is you. Whether you're a MINI magnate or always looking for the next upgrade, here are some things to keep in mind.

Front view of a blue MINI vehicle parked on a blank white surface with its shadow underneath it, along with a red MINI in the background in a three-quarters front view parked on a blank white surface with its shadow underneath it.

Lease

Finance

For a low monthly payment and lower overall financial commitment.

For full ownership and no restrictions on total miles or years spent together.


If you plan on keeping your MINI…

Lease.

3 years or less.

Finance.

3 years or less.


If your driving distance is...

Lease.

Under 10,000 
miles/year.

Finance.

Over 10,000 
miles/year.


If you tend to...

Lease.

Always want the next new thing.

Finance.

Fall fully in love with your car.


If you want...

Lease.

Low monthly payments

Finance.

To own your MINI after a few years.


If you accessorize and customize your car with...

Lease.

The occasional ornament hung from the rearview.

Finance.

Graphics, new rims, and a rear spoiler.


If you are most concerned about...

Lease.

When the 4-year manufacturer warranty expires.

Finance.

Lease-end inspection and paperwork.


Two parked MINI models.

LEASE

FINANCE

For a low monthly payment and lower overall financial commitment.

For full ownership and no restrictions on total miles or years spent together.


If you plan on keeping your MINI…

3 years or less.

More than 3 years.


If your driving distance is…

Under 10,000 miles/year.

Over 10,000 miles/year.


If you tend to…

Always want the next new thing.

Fall fully in love with your car.


If you want...

Low monthly payments

To own your MINI after a few years.


If you accessorize and customize your car with…

The occasional ornament hung from the rearview.

Graphics, new rims, and a rear spoiler.


If you are most concerned about…

When the 4-year manufacturer warranty expires.

Lease-end inspection and paperwork.


MINI EASYOWN

GET FROM DREAM TO
DRIVEWAY.

Whether you’re leasing or financing, MINI EasyOwn (formerly Flipped Financing) makes the journey to jumping into your dream MINI more empowering than ever.

A woman walks up to the door of her parked MINI.

Trust the rate you see

All treats, no tricks—you get the rate you see advertised, no questions asked.

Take the pressure off

Our no hassle, zero pressure approach to financing ensures you make only the best and most informed decisions for you.

Skip to the good part

With our expert teams there every step of the way, you’ll spend less time in the financing office and more time on the road.

Two MINI models parked in front of a salmon-colored building.

SPECIAL OFFERS

AN OFFER FOR
EVERYONE.

Take advantage of special offers across our MINI lineup and choose the option that works best for you.